Usual is a decentralized protocol that functions like a decentralized banking system, issuing a fiat-backed stablecoin called USD0 that is fully collateralized 1:1 by Real-World Assets (RWAs) such as US Treasury Bills — positioning it as a more secure, non-fractional alternative to stablecoins like USDT and USDC. The protocol also offers bUSD0, a liquid staking version of USD0 that acts as a savings account with a 4-year lock-up, and a governance token called $USUAL, which is tied directly to the protocol's revenue model and redistributes 90% of value back to the community. Unlike traditional stablecoin issuers that operate like centralized banks and keep revenues for themselves, Usual aims to give users actual ownership of the protocol and its revenues, turning users into owners. The ecosystem spans 4 supported chains, integrates with 30+ DeFi projects including Morpho, Curve, and Pendle, and offers 80+ yield opportunities through vaults and liquidity provision.